All rates are subject to change without notice. FSB is not responsible for typographical errors or omissions. Actual rate may be higher based on credit history, occupancy and LTV. No discount points. Mortgage payment examples below are based on a $200,000 loan. Payments do not include amount for taxes and insurance premiums, actual payment obligations will be greater.
Buying a home is the single largest financial transaction most of us will ever make - and we're here to help. You will feel confident in your home financing decisions with our experienced lenders. We finance primary residences, second homes and investment properties and can assist you with purchases, refinances, and cash-out refinances.
You'll enjoy a streamlined qualification process along with exceptional personal service from application through closing.
If you haven’t owned a home in the last three years, you are considered a first-time homebuyer, and there are several loan programs available to those who qualify. We can help put you in a home sooner than you might think!
In about 15 minutes, we can pre-approve you at no cost, allowing you to shop for your home with confidence - knowing you can afford the mortgage! If you prefer personal assistance first, please call (319) 730-6990 or email any of our Mortgage Originators to answer your questions or seek advice!
Sort of. We offer Lot Loans and Construction Loans for specialized, short-term financing to assist you in building your forever home. Upon completion of your home, you can select a fixed or adjustable rate option, often with reduced settlement costs.
From Conventional to Jumbo to VA and FHA first mortgages and even USDA loans, we will walk you through each step of the loan process to guide you into the loan option that best suits your needs.